Investment Menu Reviews: An AI-Powered Solution
APRA is raising the bar on investment menu governance. McGing has built the pipeline to clear it — an AI powered assessment for each investment option, at a fraction of the time and cost of traditional investment menu reviews. The Regulator Is Asking Hard Questions Under APRA’s SPS 530 and analogous obligations for Responsible Entities […]
Sean’s Global Actuarial Journey
In April, I had the privilege of presenting to international colleagues from the Abelica Global network at our annual Insurance Seminar in Paris. It was a vivid reminder of something I have long believed: actuaries belong to the most global of professions. For those of us practising in Australia, that global identity is felt especially […]
From Retirement Strategy to Retirement Evidence – The Next Challenge for Super Funds
The retirement phase of superannuation is moving from policy intent to measurable outcomes. In March 2026, APRA released its consultation package for implementing the Government’s Retirement Reporting Framework. The framework is intended to create greater transparency over retirement products, services and member outcomes, with data expected to be collected from 2027 and published annually from […]
McGing’s Expert Evidence Services Journey
Change begets change Customer needs evolve. Our industries change. Markets change. Regulator and consumer expectations rise. Like every business, at McGing we need to keep on our toes, anticipating, recognising and responding to meet those changes. All the while continuously striving to improve the direct relevance, quality and speed of delivering those services. McGing expert […]
Longevity Obsession – An Actuarial View
Mortality improvement is not what it used to be. Public discussion increasingly assumes that longevity will continue to improve rapidly, driven by medical innovation and lifestyle optimisation. From an actuarial perspective, mortality data offers a more sober message. Across developed countries, including Australia, mortality improvement has slowed over the last decade. Historically, longevity gains were […]
McGing services provided in 2025
2025 was another strong year for McGing filled with projects of all shapes and complexities, and the opportunity to support both returning clients and new partnerships. This diversity keeps our work interesting and our people continually growing, though it can make describing “what we actually do” a little tricky. To paint a clearer picture, the […]
2025 in review
As we reach the close of 2025, we reflect on a year marked by continued change and increasing expectations across the financial services sector. Economic snapshot Economic conditions steadied through 2025, with inflation easing but still influential in policy settings. The cash rate remained elevated for most of the year, and households continued to […]
Current Challenges for Life Insurers and Friendly Societies
The life insurance sector is facing several seismic shifts. Capital is global, and life insurance remains a capital-intensive business. Investors value stability and markets can be unforgiving when claims or operational experience deteriorate materially. Australia continues to benefit from the relatively patient capital of the major Japanese life insurers. Competition is intense and has led […]
Opportunities for Friendly Societies
Friendly societies are uniquely positioned to capture emerging opportunities in wealth management. With legislative, demographic and technological shifts reshaping customer expectations, two key areas stand out for friendly society growth. Investment Bonds Investment bonds offer an attractive, tax-paid investment structure with a maximum 30% rate, access to diverse asset classes, and flexible features such as […]
McGing joins Accurium to strengthen our future
McGing will be joining Accurium, part of Count Limited (ASX:CUP), in mid-October 2025.